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  3. 9 Best Savings, Coupons, and Budget Tips images | Tips, Money saving tips, Money tips

For those working their way out of debt, DebtTracker Pro can serve as a payoff plan and can help you keep track of your road to financial recovery. Users are able to choose their strategy for overcoming debt and the app not only recommends payment strategies but sends reminders when payments are due. There is a visual reminder of how close you are to your goal sorted by account to serve as further incentive. Getting out of debt is a long and difficult process, but this app will help keep you organized.

An app that awards you for watching TV?!

You can earn additional points by testing your television IQ and playing games. The app also allows you to interact with friends. This app is a must-have for military personnel and their families. This free application allows veterans to find military-friendly businesses in their area that offer discounts for their service. You are able to search by city, state, and zip code for best results.

Additionally, you can leave comments on your experience. Gas prices can be a major headache, but with GasBuddy, you can find the cheapest gas prices closest to you! With over 32 million visitors, the app remains extraordinarily up-to-date on your best gas deals. This international app allows you to find incredibly low prices on last-minute hotel bookings.

Amazingly, you can arrange same-day bookings until 2 a. This service is a lifesaver for everything from unexpected layovers to spontaneous vacations. Not only does Compare Bookings let you search for hotel options wherever you are, but you can compare deals from all the best travel sites like Priceline, Travelocity, and Expedia to make sure you get the most bang for your buck. Trying to find affordable parking especially when traveling in an unfamiliar city can be stressful and a put a strain on your wallet.

BestParking will help you avoid parking garage rip-offs by directing you towards the closest and cheapest parking options. Expensify is designed with easy expense reporting in mind, which makes it ideal for salespeople or traveling business people. Photograph receipts, keep track of miles traveled, and record other travel expenses all on one platform to make your life a little easier.

The great part about the receipt photography is that the app is able to read the values on the receipt so no manual entry is necessary. Campus Specials brings you the best deals on restaurants and eateries around your college or university. Not only that, you can order right from your phone for pick-up or delivery. The more often you use the app, the more rewards you can earn to be redeemed at your favorite local food joints. Say bye-bye to the typical Ramen-based college diet! Most gamers have heard of and used Gamefly, and the app just further solidifies the brand as a fantastic, money-saving resource.

Browse for, rent, pre-order, or purchase your favorite games at killer prices, as well stay in the loop on the latest in video games news. Earn GameFly rewards and use coupons to save you even more money. Are you hit with data overage charges month after month? Onavo Extend allows you to not only keep track of your data expenditure through monthly reports but actually compresses your data and extends your plan!

Not bad for a free app! Appsfire offers free and highly discounted apps every single day. By filling in a little bit of information, the app can make you a list of recommended downloads to suit your interests. Additionally, you can set up a wish list with notifications for deals or discounts on the apps you want to purchase. Serial entrepreneur and working towards Early Retirement Read full profile. Finances can push anyone to the point of extreme anxiety and worry. But did anyone tell you that it is actually not a tough task to meet your financial goals?

In this article, we will explore ways on how to set financial goals and then actually meet them with ease. Though setting financial goals might seem to be a daunting task but if one has the will and clarity of thought, it is rather easy. Try using these steps:.

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Any goal let alone financial without a clear objective is nothing more than a pipe dream. It is often said that savings is nothing but deferred consumption. Therefore if you are saving today, then you should be crystal clear about what it is for. Once the objective is clear, put a monetary value to that objective and the time frame.

The important point at this step of goal setting is to list all the objectives, however small they may be, that you foresee in the future and put a value to it. Similarly, while it might be a good thing to keep your financial goals a bit aggressive, going out of the line will definitely hurt your chances of achieving them. And this quote sums up the best what inflation could do your financial goals. Therefore account for inflation whenever you are putting a monetary value to a financial objective that is far away in the future. So always account for inflation. Just like every calorie is not the same, the approach towards achieving every financial goal will not be the same.

It is important to bifurcate goals in short term and long term. As a rule of thumb, any financial goal, which is due in next 3 years should be termed as short term goal. Any longer duration goals are to be classified as long term goals.

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This bifurcation of goals into short term vs long term will help in choosing the right investment instrument to achieve them. More on this later when we talk about how to achieve financial goals. The journey of setting financial goals is an individualistic affair i. A lot of times we get on the bandwagon of goal setting only to realize later on that it was not meant for us. It is important that your goals are actually your goals and not inspired by someone else. You will need to save enough; and invest those savings wisely so that they grow over a period of time to help you achieve goals.

The first and the foremost thing to be done is to track your monthly expenses. Use any of the expense tracking mobile apps to record your expenses. Once you start doing it diligently, you would be surprised to see how small expenses add up to a sizeable amount.


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Also categorize those expenses into different bucket so that you know which bucket is eating the most of your pay check. This record keeping will pave the way for cutting down on un-wanted expenses and pump up your savings rate. Generally, savings come after all the expenses have been taken care of. This is a classical mistake which almost everyone of us do. We pay ourselves last! Ideally, this should be planned upside down. We should be paying ourselves first and then to the world i.

The best way to actually implement is to put the savings on automatic mode i. Budgeting is the best to get around the uncertainty that financial plans always pose. Decide in advance how spending has to be made. Nowadays, several money management apps and wallets can help you do this automatically. Make use of technology solutions you like.

Explore options and alternatives that let you make use of the available wallet options and choose the one that suits you the most. In time, you will get accustomed to making use of these solutions. You will find that they make it simpler for you to follow your plan, which would have been difficult otherwise.

Best Budget Rent A Car Coupons

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9 Best Savings, Coupons, and Budget Tips images | Tips, Money saving tips, Money tips

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